Cities and Counties in Washington that we lend in: (Portland and all surrounding suburbs, Beaverton, Gresham, Tigard, Canby, Lake Oswego, Milwaukie, Clackamas)



Please submit your loan request or general inquiry at the link below and someone will respond to you right away.

Residential - Purchases and Refinances:

Rehab Loan Program:

  • Loans amounts for 65% of After Repaired Value (ARV)
  • Interest rate: 12-13% only
  • 3-4 points as a loan fee (based primarily on loan size)
  • Loan term: 12 months (no prepayment penalty)
  • *Our rehab program is typically an 80/20 split of total project cost. EXAMPLE: Purchase price is $80,000 and repairs are $20,000. Total Project Cost = $100,000. We bring in $80,000 and you bring in $20,000. Case by case basis.
  • Loan amounts from $75,000 to $450,000
  • Fast fundings, from 3 to 7 days


  • Loan Application
  • Credit Report
  • Purchase contract and escrow instructions (preliminary title report if available)
  • Corporate (LLC) Formation Documentation (if borrowing as an LLC)
  • Recent Bank Statements
  • Most recent Federal Tax Return
  • Most recent paystubs (if applicable)

Long Term Loans on Income Producing Properties only, Residential 1-4 unit Investment Properties:

  • 7.99-9.99%, no balloon, 30 year term, prepay penalty on a case by case
  • 65% LTV
  • 3-5 points as a loan fee


  • Loan application or 1003
  • 2 Years tax returns
  • 3 months bank statements
  • Copy of rent roll and/or lease agreements
  • Income statement for property (if available)
  • *If owned less than 2 years, need to know when purchased, how much, how much in rehab?

Commercial Bridge Loans – Purchases and Refinances:

  • Property Types: Office, Industrial, Multi-Family, Self-Storage, Retail, Senior Housing, Medical, etc.
  • Loan amounts from $250,000 to $100 MM
  • Loan amounts for up to 75% of purchase price on
  • Interest rates from 10% to 12% interest only
  • Loan terms 2-5 year
  • 4 points as a loan fee
  • No upfront fees

Success Story

Located close to the ski resorts yet close to Salt Lake City, UT, the subject property is in
a highly sought-after location. Using a hard money loan from Private Money Utah for the
purchase of this rehab property, an experienced, Utah real estate investor…


Why is Private Money Utah the Top Choice for Hard Money?


Lending decisions made in-house means
faster lending decisions


Last minute closings? We can fund your loan
in as quickly as 24 hours, to an average of 5
business days.


Our borrowers trust us because we do what
we say we will do! When the pressure is on,
we always come through for our borrowers.


We provide the best customer service in the

Since 2008, Private Money Utah has been providing hard money loans to real estate investors. Private Money Utah is trusted by its borrowers because we provide a reliable, fast process for funding loans.

Do you have a loan to submit today?
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