Cities and Counties in Virginia that we lend in: Broward, Dale, Palm Beach

Below is a summary of the loan programs we offer in Virginia:


Please submit your loan request or general inquiry at the link below and someone will respond to you right away.

Residential Loans:

  • Loan to value: 65% - 80% of purchase price + a portion of repair costs for rehab loans
  • Interest Rate: 12.5% – 16%, interest only payments, monthly
  • Length of loan: 8 months *(extensions available)
  • Loan Fees: 2-5 points

Long Term Loans on Income Producing Properties only, 1-4 unit Investment Properties:

  • 7.99-9.99%, no balloon, 30 year term, prepay penalty on a case by case
  • 65% LTV
  • 3-5 points as a loan fee


  • Loan application or 1003
  • 2 Years tax returns
  • 3 months bank statements
  • Copy of rent roll and/or lease agreements
  • Income statement for property (if available)
  • *If owned less than 2 years, need to know when purchased, how much, how much in rehab?

Commercial Bridge Loans – Purchases and Refinances:

  • Property Types: Office, Industrial, Multi-Family, Self-Storage, Retail, Senior Housing, Medical, etc.
  • Loan amounts from 250,000 to $100 MM
  • Interest rates from 10% – 12% Interest Only
  • Loan amounts for Up to 75%
  • Loan Terms: 2-5 years
  • Loan Fee: 3-4 points
  • No upfront fees

Success Story

Located close to the ski resorts yet close to Salt Lake City, UT, the subject property is in
a highly sought-after location. Using a hard money loan from Private Money Utah for the
purchase of this rehab property, an experienced, Utah real estate investor…


Why is Private Money Utah the Top Choice for Hard Money?


Lending decisions made in-house means
faster lending decisions


Last minute closings? We can fund your loan
in as quickly as 24 hours, to an average of 5
business days.


Our borrowers trust us because we do what
we say we will do! When the pressure is on,
we always come through for our borrowers.


We provide the best customer service in the

Since 2008, Private Money Utah has been providing hard money loans to real estate investors. Private Money Utah is trusted by its borrowers because we provide a reliable, fast process for funding loans.

Do you have a loan to submit today?
Apply Now