Residential Rehab Loan:

Oregon Rehab Loan Program (Fix & Flip)
*No minimum credit score, foreclosure & bankruptcy ok

• Loans amounts for 60-65% of After Repaired Value (ARV)
• Interest rate: 12%
• 4 points as a loan fee (based primarily on loan size)
• Loan term: 12 months
• Loan amounts from $75,000 to $450,000
• Fast fundings, from 3 to 7 days

*Monthly, interest only payments may be deferred

Residential Bridge Loan – Hard Money Loan:

Oregon Hard Money Loan Program (for Faster Funding Deadlines)
*No minimum credit score

• Residential hard money loan, bridge loan option
• Fast fundings, from 3 to 7 days
• Loan amounts for up to 80% of purchase price on
  purchases, or up to 70% loan to value on refinances
• Loan amounts from $75,000 to $500,000
• Interest rates from 10.5% to 12.5% interest only
• 2-4 points as a loan fee
• Loan terms up to 12 months
• *No credit check required for approval, past bankruptcy or
  foreclosure ok.

*Monthly, interest only payments required. No principal
payments.

Commercial Bridge Loans – Purchases and Refinances:

Oregon Commercial Bridge Loan Program, Commercial Hard Money Loan
*No minimum credit score

• Commercial hard money loan, bridge loan
• Property Types: Office, Industrial, Multi-Family, Self-Storage,
• Retail, Senior Housing, and Medical
• Fast fundings from 7 to 14 days
• Purchase loans and Refinance loans
• Loan amounts for up to 75% of purchase price on
• purchases, or up to 70% loan to value on refinances
• Interest rates from 8.5% to 9.99% interest only
• Loan amounts from $200,000 to $100,000,000
• 4 points as a loan fee
• Loan terms 12 months - 72 months
• *No min credit score required for approval, past bankruptcy
  or foreclosure ok.

*Monthly, interest only payments required. No principal
payments.

Land Loans & Construction Loans:

Construction Loans:

Loan amounts from 65 to 70% Loan to Cost

8.5% to 10.5% and 3-4 points for up to 12 months

Min loan amount is $200,000. Max loan amount is $100,000,000

*Example: Cost of Lot Acquisition + Cost of Construction = Total Project Cost. We lend up to 70% of the Total Project Cost on a construction project on a case-by-case basis.