GEORGIA

Cities and Counties in Georgia that we lend in: (Atlanta and all surrounding suburbs, Augusta)

Below is a summary of the loan programs we offer in Georgia:

LOAN PROGRAMS GEORGIA OFFERS

Please submit your loan request or general inquiry at the link below and someone will respond to you right away.

Residential Rehab Loan:

Georgia Rehab Loan Program (Fix & Flip)

  • Loans amounts for up to 65% of After Repaired Value
  • Interest rate: 13% to 15% interest only
  • 4-5 points as a loan fee
  • Loan term: 6 to 12 months
  • Loan amounts from $50,000 to $1,000,000
  • Fast fundings, from 5 - 7 days
  • *Repairs are held in repair funds escrow for draws as rehab is completed.
  • *No minimum credit score
  • *Monthly, interest only payments required. No principal payments.

Residential Bridge Loan – Hard Money Loan:

Georgia Hard Money Loan Program (for Faster Funding Deadlines)
*No minimum credit score

  • Residential hard money loan, bridge loan option
  • Fast fundings in 7 days
  • Loan amounts for up to 80% of purchase price on purchases, or up to 70% loan to value on refinances
  • Loan amounts from $50,000 to $500,000
  • Interest rates: 9.99% interest only
  • 4 points as a loan fee
  • Loan terms: 1-3 years
  • *No minimum credit score
  • *Monthly, interest only payments required. No principal payments.

Commercial Bridge Loans – Purchases and Refinances:

Georgia Commercial Bridge Loan Program, Commercial Hard Money Loan
*No minimum credit score

  • Commercial hard money loan, bridge loan
  • Property Types: Office, Industrial, Multi-Family, Self-Storage, Retail, Senior Housing, and Medical
  • Fast fundings, from 5 days to 14 days
  • Purchase loans and Refinance loans
  • Loan amounts for up to 75% of purchase price on purchases, or up to 70% loan to value on refinances
  • Interest rates from 8.5% to 9.99% interest only
  • Loan amounts from $250,000 to $100,000,000
  • 3-4 points as a loan fee
  • Loan terms: 12 months - 72 months
  • *No credit check required for approval, past bankruptcy or foreclosure ok.
  • *Monthly, interest only payments required. No principal payments.

Land Loans & Construction Loans:

Land Loans:

We do not currently offer land loans in Georgia

Construction Loans:

We do not currently offer constructions loans in Georgia

Success Story

Located close to the ski resorts yet close to Salt Lake City, UT, the subject property is in
a highly sought-after location. Using a hard money loan from Private Money Utah for the
purchase of this rehab property, an experienced, Utah real estate investor…

CONTINUE READING CASE STUDY

Why is Private Money Utah the Top Choice for Hard Money?

DIRECT LENDER

Lending decisions made in-house means
faster lending decisions

FAST FUNDINGS

Last minute closings? We can fund your loan
in as quickly as 24 hours, to an average of 5
business days.

RELIABILITY

Our borrowers trust us because we do what
we say we will do! When the pressure is on,
we always come through for our borrowers.

CUSTOMER SERVICE

We provide the best customer service in the
industry.

Since 2008, Private Money Utah has been providing hard money loans to real estate investors. Private Money Utah is trusted by its borrowers because we provide a reliable, fast process for funding loans.

Do you have a loan to submit today?
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