Residential Rehab Loan:

Georgia Rehab Loan Program (Fix & Flip)

• Loans amounts for up to 65% of After Repaired Value
• Interest rate: 13% to 15% interest only
• 4-5 points as a loan fee
• Loan term: 6 to 12 months
• Loan amounts from $50,000 to $1,000,000
• Fast fundings, from 5 - 7 days
• *Repairs are held in repair funds escrow for draws as rehab is completed.
• *No minimum credit score
• *Monthly, interest only payments required. No principal payments.

Residential Bridge Loan – Hard Money Loan:

Georgia Hard Money Loan Program (for Faster Funding Deadlines)
*No minimum credit score

• Residential hard money loan, bridge loan option
• Fast fundings in 7 days
• Loan amounts for up to 80% of purchase price on purchases, or up to 70% loan to value on refinances
• Loan amounts from $50,000 to $500,000
• Interest rates: 9.99% interest only
• 4 points as a loan fee
• Loan terms: 1-3 years
• *No minimum credit score
• *Monthly, interest only payments required. No principal payments.

Commercial Bridge Loans – Purchases and Refinances:

Georgia Commercial Bridge Loan Program, Commercial Hard Money Loan
*No minimum credit score

• Commercial hard money loan, bridge loan
• Property Types: Office, Industrial, Multi-Family, Self-Storage, Retail, Senior Housing, and Medical
• Fast fundings, from 5 days to 14 days
• Purchase loans and Refinance loans
• Loan amounts for up to 75% of purchase price on purchases, or up to 70% loan to value on refinances
• Interest rates from 8.5% to 9.99% interest only
• Loan amounts from $250,000 to $100,000,000
• 3-4 points as a loan fee
• Loan terms: 12 months - 72 months
• *No credit check required for approval, past bankruptcy or foreclosure ok.
• *Monthly, interest only payments required. No principal payments.

Land Loans & Construction Loans:

Land Loans:

We do not currently offer land loans in Georgia

Construction Loans:

We do not currently offer constructions loans in Georgia