Cities and Counties in Florida that we lend in: South Florida Only, Miami, Ft. Lauderdale, West Palm Beach, Boca Raton, Delray Beach, St. Petersburg, Sarasota, Port Charlotte, Fort Meyers, Cape Coral, Naples, Boynton Beach, Port St. Lucie, Vero Beach, Cocoa Beach.

Below is a summary of the loan programs we offer in Florida:


Please submit your loan request or general inquiry at the link below and someone will respond to you right away.

Residential Rehab Loan:

Florida Rehab Loan Program (Fix & Flip)

  • Loans amounts for up to 65% of After Repair Value
  • Interest rates: 13% to 14%% interest only
  • 5 points as a loan fee
  • Loan term: 1 year
  • Loan amounts from $50,000 to $500,000
  • Fast fundings from 3 - 7 days

*Monthly, interest only payments required. No principal payments.

Residential Bridge Loan – Hard Money Loan:

Florida Hard Money Loan Program
*No minimum credit score

  • Residential hard money loan, bridge loan option
  • Fast fundings from 3 to 7 days
  • Loan amounts for 50% to 65% of purchase price on purchases, on a case-by-case basis
  • Loan amounts from $50,000 to $500,000
  • Interest rates from 13% to 14% interest only
  • 4 points as a loan fee
  • Loan term: 3 years

*Monthly, interest only payments required. No principal payments.

Commercial Bridge Loans – Purchases and Refinances:

Florida Commercial Bridge Loan Program, Commercial Hard Money Loan
*No minimum credit score

  • Commercial hard money loan, bridge loan
  • Property Types: Office, Industrial, Multi-Family, Self-Storage, Retail, Senior Housing, and Medical
  • Fast fundings from 7 days to 14 days
  • Purchase loans and Refinance loans
  • Loan amounts for up to 70% of purchase price on purchases, or up to 70% loan to value on refinances
  • Interest rates from 10.5% to 12% interest only
  • Loan amounts from $250,000 to $100,000,000
  • 2-4 points as a loan fee
  • Loan terms: 12 months to 72 months
  • No minimum credit score required for approval, past bankruptcy or foreclosure ok.

*Monthly, interest only payments required. No principal payments.

Land Loans & Construction Loans:

Land Loans:
We do not currently offer land loans in Florida

Construction Loans:
We do not currently offer constructions loans in Florida

Success Story

Located close to the ski resorts yet close to Salt Lake City, UT, the subject property is in
a highly sought-after location. Using a hard money loan from Private Money Utah for the
purchase of this rehab property, an experienced, Utah real estate investor…


Why Choose Private Money Utah


Lending decisions made in-house means
faster lending decisions


Last minute closings? We can fund your loan
in as quickly as 24 hours, to an average of 5
business days.


Our borrowers trust us because we do what
we say we will do! When the pressure is on,
we always come through for our borrowers.


We provide the best customer service in the

Since 2008, Private Money Utah has been providing hard money loans to real estate investors. Private Money Utah is trusted by its borrowers because we provide a reliable, fast process for funding loans.

Do you have a loan to submit today?
Apply Now